First-time homebuyers programs: What new buyers need to know

Rick Ropelewski |

By Janet Berry-Johnson | Credible

Buying your first home can be both exciting and scary. Homeownership is a huge financial commitment, and you may have heard that you need a large down payment, stellar credit and thousands of dollars to cover closing costs. Don’t panic.

Fortunately, plenty of programs exist at the state and federal levels to help first-time homebuyers. These programs range from down payment assistance to affordable loans, and even homebuyer education programs.


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The opinions voiced in this article are for general information only and are not intended to provide specific advice or recommendations for any individual.

Janet Berry-Johnson is not affiliated with US Wealth Management, LLC and LPL Financial.